Classic & collector car insurance

Drive what you love.We'll protect the memories.

The rumble when it turns over. The first warm drive of spring. The thumbs-up at every light. Cover your classic for the value you agree on, not a number on a depreciation chart.

Get my classic car quoteAbout 10 minutes · no obligation

Agreed value coverageWeekend & show useLocal Worcester agent

WATCH · 30 SECONDS

Why your classic deserves its own policy

It was never just a carIt's the one that makes you smile.

Top down, nowhere to beIt's every Sunday drive you wait all week for.

Passing it downIt's the project you share with your kid.

Built for show seasonCoverage made for shows, cruise nights and club runs.

Agreed valueYou and your agent agree on what it's worth, up front.

Prospirion · through HagertyGet your classic car quote in about 10 minutes.

CLASSIC CAR

What you get

Coverage built for the way you love your car

We write collector coverage through Hagerty, the specialty insurer built by and for car people.

Agreed value

We set your car's value together, so you know what a covered total loss pays.

⚑

Made for weekends

Built around pleasure drives, shows and club events, not the daily commute.

⚙

Projects too

Ask about coverage for cars under restoration and your spare parts.

The whole garage

Motorcycles, boats and your daily drivers, reviewed by one local agent.

Who it's for

For the cars that turn heads and the people who love them

Muscle cars and pony cars. Chrome-bumper classics. The '90s cars that quietly became collectibles. If it's cared for, garaged and driven for fun, it may qualify.

Muscle carsPony carsCorvettesClassic trucks'90s modern classicsProject carsMotorcycles

How it works

Three steps to your quote

Tell us about your ride

Year, make, model, how it's stored and how you enjoy it.

We value it together

We agree on the value and price the policy with you.

Review in 15 minutes

No pressure. Keep it if it fits, and we'll check the rest of your coverage too.

Common questions

Good to know

Does my car have to be really old?

No. Many 1990s and 2000s enthusiast cars qualify if they're well kept and driven for pleasure.

Can I still drive it?

Yes. Collector policies are built for weekend drives, shows, club events and fun on nice days.

What does agreed value mean?

You and your agent agree on the car's value when the policy starts. That's the amount a covered total loss pays, subject to policy terms.

Will this replace my regular auto policy?

No. Your daily drivers stay on your regular auto policy. The collector policy is for your classic. We'll review both.

10-minute quote

Tell us about your ride.

A licensed Prospirion agent in Worcester will get back to you within one business day. Car people helping car people.

Prospirion · 287 Grove St, Ste 204, Worcester, MA 01605 · (508) 835-3708 · [email protected] · MA Insurance Lic. #17664388
Prospirion is an independent insurance agency. Collector vehicle coverage is offered through Hagerty and its underwriting companies and is subject to eligibility, underwriting approval and policy terms, conditions and exclusions. Hagerty is a registered trademark of The Hagerty Group, LLC. Images are illustrative.